Issue price
₹4,662 per gram
₹4,612 for online applications paying digitally
SGB 2020-21 Series XII: Issue Price ₹4,662, Redemption Dates and Value Today
Source: RBI press releases · latest release 8 Sep 2026 · fetched 23 Oct 2026, 8:47 PM IST (rbi.org.in)
Value today (indicative)
₹14,281 up by ₹9,619 (206.33%)
vs the issue price · Mean of IBJA’s 999 closing price on 21 Oct 2026, 22 Oct 2026, 23 Oct 2026 — RBI’s rule applied to our own data. Indicative only: RBI fixes the price for each redemption date from the three business days before it, and only that figure is a price.
Latest RBI redemption price
₹15,355 up by ₹10,693 (229.37%)
for the redemption due 9 Sep 2026 · RBI, 8 Sep 2026
Key dates
- Subscription period
- –
- Date of issue
- Interest
- 2.5% a year on the issue price, paid every six months on 9 Mar and 9 Sep
- Premature redemption
- From 9 Mar 2026 (five years from issue), on each interest date Next date by the scheme’s terms: 9 Mar 2027. RBI’s half-yearly calendar confirms the exact date and the window to apply.
- Maturity
- 9 Mar 2029 (eight years from issue)
- Status
- Redeemable early on the interest dates; matures on 9 Mar 2029
RBI’s redemption prices for SGB 2020-21 Series XII
Frequently asked questions
What was the issue price of SGB 2020-21 Series XII?
₹4,662 per gram, ₹4,612 for online applications paying digitally. It was open for subscription from 1 Mar 2021 to 5 Mar 2021 and issued on 9 Mar 2021 (RBI press release of 26 Feb 2021).
When does SGB 2020-21 Series XII mature?
On 9 Mar 2029, eight years from its issue on 9 Mar 2021. RBI repays the unit at the simple average of IBJA’s closing price of 999 gold over the three business days before the date, and pays the last interest with it.
When can SGB 2020-21 Series XII be redeemed early?
From 9 Mar 2026, five years after issue, on every interest date (9 Mar and 9 Sep each year) until maturity — the next such date is 9 Mar 2027. Apply through the bank, post office or broker the bond was bought through, in the window RBI’s calendar gives.
What is SGB 2020-21 Series XII worth today?
Indicatively ₹14,281 per unit — the mean of IBJA’s 999 closing price on 21 Oct 2026, 22 Oct 2026, 23 Oct 2026, which is RBI’s rule applied to the latest closes. That is +₹9,619 (+206.33%) on the issue price of ₹4,662, before interest. RBI fixes the actual price for each redemption date.
How much interest does SGB 2020-21 Series XII pay?
2.5% a year on the issue price of ₹4,662 per gram — ₹116.55 per unit a year, paid in two halves on 9 Mar and 9 Sep, the last one with the redemption. Interest is taxable as income.