Issue price
₹5,000 per gram
₹4,950 for online applications paying digitally
Source: RBI press releases · latest release 3 Jul 2026 · fetched 23 Oct 2026, 8:47 PM IST (rbi.org.in)
₹5,000 per gram
₹4,950 for online applications paying digitally
₹14,281 up by ₹9,281 (185.62%)
vs the issue price · Mean of IBJA’s 999 closing price on 21 Oct 2026, 22 Oct 2026, 23 Oct 2026 — RBI’s rule applied to our own data. Indicative only: RBI fixes the price for each redemption date from the three business days before it, and only that figure is a price.
₹14,366 up by ₹9,366 (187.32%)
for the redemption due 4 Jul 2026 · RBI, 3 Jul 2026
₹5,000 per gram, ₹4,950 for online applications paying digitally. It was open for subscription from 28 Dec 2020 to 1 Jan 2021 and issued on 5 Jan 2021 (RBI press release of 24 Dec 2020).
On 5 Jan 2029, eight years from its issue on 5 Jan 2021. RBI repays the unit at the simple average of IBJA’s closing price of 999 gold over the three business days before the date, and pays the last interest with it.
From 5 Jan 2026, five years after issue, on every interest date (5 Jan and 5 Jul each year) until maturity — the next such date is 5 Jan 2027. Apply through the bank, post office or broker the bond was bought through, in the window RBI’s calendar gives.
Indicatively ₹14,281 per unit — the mean of IBJA’s 999 closing price on 21 Oct 2026, 22 Oct 2026, 23 Oct 2026, which is RBI’s rule applied to the latest closes. That is +₹9,281 (+185.62%) on the issue price of ₹5,000, before interest. RBI fixes the actual price for each redemption date.
2.5% a year on the issue price of ₹5,000 per gram — ₹125.00 per unit a year, paid in two halves on 5 Jan and 5 Jul, the last one with the redemption. Interest is taxable as income.