How the mutual fund pages are built
Every number on the mutual fund pages comes from one source and one formula set, described here so you can check it.
NAV of 21 Oct 2026 · Past performance is not indicative of future returns. Nothing here is a recommendation to buy, sell or hold any scheme.
Source and NAV date
AMFI (the Association of Mutual Funds in India) publishes every scheme's NAV once a day in a plain-text file, and a per-fund-house history download. We fetch the daily file at 11:30 PM IST and the history once for the last five years. The NAV date printed on each page is AMFI's own date for that scheme; most schemes carry the previous trading day's date, liquid and overnight funds the current one.
Schemes, plans and options
AMFI lists every plan and option as its own scheme code. We group the codes of one scheme name under one page (Direct and Regular plans, Growth and IDCW options, payout frequencies), show each one's NAV and ISINs, and compute returns only for Growth options, because an IDCW NAV falls by the amount paid out on each distribution. Direct Growth is used first; Regular Growth when a scheme has no Direct plan.
CAGR
CAGR = (NAV now ÷ NAV then)^(1 ÷ years) − 1. "NAV then" is the NAV on the date exactly one, three or five years before the latest NAV date, or the last NAV before it when that day had none. A scheme younger than the window shows no figure for it rather than an extrapolation. Category tables sort by this CAGR; sorting is not a recommendation, and short windows, small funds and single sectors make the order jump.
CAGR = (NAV now ÷ NAV n ago)^(1 ÷ years) − 1, both NAVs on the dates shown on the scheme page.
XIRR
XIRR is the yearly rate that makes a series of dated cash flows (SIP instalments, redemptions) sum to the current value; it is the right measure for a SIP, where every instalment has a different holding period. These pages do not compute XIRR for you, because they do not know your instalments. The SIP calculator instead applies one assumed yearly rate to a regular monthly amount with the formula shown beside it.
Value = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly SIP, i the yearly return ÷ 12 and n the number of months. SIP calculator
The 30-day rule
A scheme stays on the site while AMFI's file carries a NAV for it dated within the last 30 days. After 30 days without one — a merger, a wind-up, or a scheme that simply stopped reporting — its page is removed and it leaves the category and fund-house tables. Closed-ended and interval schemes, segregated portfolios and unclaimed-amount plans are never listed.
What the pages never do
They never recommend, rate or rank schemes as better or worse, never show a target NAV or a forecast, and never take a number from a broker, a distributor or a research site. Past performance is not indicative of future returns.